UMass Lowell provides health insurance to employees, their spouses and dependents through the Commonwealth of Massachusetts Group Insurance Commission (GIC). Employees may choose from a range of plans. Benefits become effective on the first of the month following 60 calendar days of employment or two calendar months, whichever is shorter.
Coverage for Unmarried Dependents Ages 19-26
Healthcare reform expanded GIC coverage for unmarried dependents ages 19-26. If you have dependents that may be eligible for this coverage, complete and return the Dependent Age 19 or Over Application. Please visit the Dependent Q&A section of the Commonwealth’s website for answers to common questions about coverage for dependents.
Learn more about your health care plan options at the GIC website:
- GIC Benefit Decision Guide
- Annual Enrollment Information
- GIC Q&A - Helpful information for common questions about coverage changes in status, such as marriage, divorce or adding a new child.
- GIC Forms - Here you'll find the forms you need to apply for student coverage, change your status or enroll in a health plan