How do I apply for summer financial aid?

Complete the 2024-2025 Free Application for Federal Student Aid (FAFSA) no later than June 30, 2025.

Complete the 2025 Summer Financial Aid Application when available.

Submit additional documents if requested.

Resolve all outstanding financial obligations/bills with the University of Massachusetts Lowell.

When will I receive my summer financial aid award?

Awarding will begin in Mid-April 2024. New students for the Summer 2024 semester will receive a financial aid award 2-3 weeks after acceptance and a completed FAFSA has been received from the financial aid office. Current students must be enrolled for the Summer 2024 semester to be reviewed for summer financial aid.

Will I receive summer financial aid to pay for living expenses?

Though summer cost of attendance may include allowances for tuition, fees, food, housing and books, you may not be eligible for enough federal aid to cover these costs.

Can I receive summer financial aid if I am taking courses at another school?

In limited circumstances, you may be eligible to enroll for courses at another educational institution and receive financial aid. To determine if this may be an option for you, please contact the Solution Center.

Does my enrollment level impact my aid eligibility?

You must be registered for at least 6 credits during the summer to be eligible for Federal Loans.

You may be eligible for the Federal Pell Grant or an alternative loan at any enrollment level.

You must be enrolled in a minimum of 3 credits to be reviewed for the UMass Lowell Summer Scholarship.

If you drop a course after the add/drop period of the semester, this will be considered a “withdrawal”.

Students who withdraw from all courses will be reviewed to determine if they owe a refund of aid received.

Will I receive financial aid if I am not making Satisfactory Academic Progress (SAP)?

If you do not meet Satisfactory Academic Progress (SAP) at the end of the Spring semester, you may appeal. If you were previously awarded aid, it will be canceled. If your SAP appeal is not approved, review the Satisfactory Academic Progress webpage for the complete SAP policy.

When will summer financial aid be applied to my bill?

Summer aid will be disbursed beginning 10 days after add / drop for each session. Students enrolled in Summer Session I and Summer Session II may not have aid disbursed until after add / drop of Session II.

If I am eligible for an excess refund, when will it be available?

If your aid exceeds your charges, you may be eligible to collect the credit balance. Direct deposit is recommended. Please visit the Solution Center's refunds webpage for more information.

Can I apply for an alternative loan to cover my summer expenses?

Yes. Some alternative loans are available for students enrolled in less than 6 credits and not meeting SAP. You may view these on the Solution Center's Loan Programs webpage and Alternative Financing webpage.

Can I apply for financial aid if all my courses are online?

Yes, you may apply for financial aid whether you are taking summer courses online, in person, or a combination of both.