How to Enroll in and Waive Health Insurance Instructional Videos

  • How to enroll in health insurance.
  • How to waive health insurance.

Health Insurance

Massachusetts state law requires that all students be enrolled in a student health insurance program that meets the comparable benefits established by the Commonwealth of Massachusetts. You may waive coverage if you have this coverage under a comparable benefit plan.

How to Enroll/Waive a Health Plan:

Once you complete the online waiver process, you can see the charge removed on your Account Summary.

What is the University of Massachusetts Lowell Health Insurance?

For a complete description of the benefits available, limitations and exclusions please visit University Health Plans.

What are the state-mandated health insurance benefits?

Required benefits, subject to change, include:

  • Comprehensive coverage of primary and preventative care, emergency services, surgical services, hospitalization benefits, ambulatory patient services and mental health benefits
  • $50,000 maximum aggregate indemnity per illness or injury per year
  • Coverage 24 hours a day, anywhere in the world, for a 12-month period with some exclusions, co-payments and deductibles